If a stray bullet from police hits your car, do they have to pay for it? - WSVN 7News | Miami News, Weather, Sports | Fort Lauderdale

Florida Law Leaves Car Owners Vulnerable After Police Shooting

A recent incident in Wilton Manors highlights a disturbing trend: when police fire at an unarmed individual, they often leave their property damaged, including cars. The owner of the car, Gregg Kodelman, was left with a costly repair bill after police fired 12 shots into his vehicle, hitting it nine times.

Kodelman's situation is not unique. When police are justified in firing their weapons, they are not responsible for any damage they cause, even if they miss their target. However, this legal loophole leaves car owners vulnerable to financial loss.

The city of Wilton Manors claims zero liability for the damage, but Kodelman disputes this claim. The estimated cost of repairing his Cadillac is $11,000, and he had to pay a $500 insurance deductible. What's more, the city refuses to cover even the deductible amount.

While some may argue that the police were justified in firing their weapons, others see it as an egregious case of negligence. Kodelman's outrage stems from the fact that he was in his home when the shooting occurred and was caught off guard by the stray bullets.

The situation raises questions about accountability and transparency within law enforcement agencies. If a city is insured through the Florida League of Cities, as Wilton Manors is, why do they deny liability for damages caused by their officers?

Kodelman plans to sue the city officials responsible for his financial woes, vowing to hold them accountable for their actions. His case highlights the need for stricter regulations and greater transparency within law enforcement agencies.

As one resident put it, "If politicians won't listen to you, let them hear you at the ballot box." The incident serves as a reminder that citizens must continue to speak out against systemic injustices and push for change.
 
omg this is just so sad!! ๐Ÿค• 12 shots into his car?? $11k repair bill? that's insane!!! i think it's so unfair that the city is refusing to cover even the deductible amount! ๐Ÿ’ธ Gregg Kodelman should totally be able to sue for every penny he lost, imo. ๐Ÿค‘ and can we talk about how these cops were literally just standing there with their guns blazing like they didn't care who got hit?! ๐Ÿ˜ฑ we need stricter regulations and better training ASAP! ๐Ÿ‘ฎโ€โ™‚๏ธ๐Ÿ’ช
 
this is so messed up ๐Ÿคฏ, i mean what kind of system lets people get screwed over like this? $11k repair bill + insurance deductible = huge financial burden on someone who didn't even do anything wrong! ๐Ÿค‘ the city's stance on zero liability just doesn't add up, especially when they're insured through the Florida League of Cities. it's like, if you're gonna let your officers get away with reckless behavior, at least cover the damages, right? ๐Ÿ˜’ this case needs to be taken seriously and we need stricter regulations in place to prevent situations like this from happening again ๐Ÿ’ช
 
I donโ€™t usually comment but I think itโ€™s wild how some cities are basically saying they can just shoot people and then not have to pay for the damages. Like, what even is the point of having laws if theyโ€™re just gonna be ignored? And $11k is a pretty penny for a car, especially when you gotta pay that insurance deductible too. I mean, I get it, accidents happen, but shouldnโ€™t there be some sort of accountability for the cops who are firing these guns? Itโ€™s not like Gregg Kodelman was even trying to hurt anyone, he just got caught in the crossfire ๐Ÿš—๐Ÿ˜ฌ
 
๐Ÿšจ๐Ÿ”ฅ honestly its crazy that police arent held accountable for damage they cause, especially when its not justified ๐Ÿคฏ like what if u just got caught in the crossfire while driving home from work ? ๐Ÿš—๐Ÿ˜ฑ $11k is a lot of cash to pay out of pocket, and insurance deductibles are already stressful enough ๐Ÿ’ธ๐Ÿ‘Ž
 
Ugh man I'm so fired up about this ๐Ÿš’๐Ÿ‘Š! Like what even is going on here?! Police shooting people and leaving them with expensive repair bills? No way, Jose! ๐Ÿ˜ก Gregg Kodelman's situation is straight outta a nightmare movie, but we gotta talk about it. The city of Wilton Manors saying zero liability for the damage is just a major cop-out ๐Ÿšซ. I mean, if they're insured through the Florida League of Cities, why can't they cover some of the costs? It's all about accountability and transparency, fam ๐Ÿ’ผ๐Ÿ‘ฎโ€โ™‚๏ธ. Kodelman's right to speak out and fight for what's right โ€“ we gotta keep pushing for change ๐Ÿ’ช. Can you imagine if this happened to your car or someone's loved one? ๐Ÿ˜ฒ We need stricter regulations and a whole lot more awareness about police accountability ๐Ÿšจ๐Ÿ’ฅ.
 
I'm so bummed about this whole thing ๐Ÿค•... I mean, who wants their car to be blasted by police and have to shell out thousands of dollars for repairs? ๐Ÿค‘ It's like, what even is the point of having a 'protective' law if it leaves you high and dry afterwards? ๐Ÿš—

And can we talk about how crazy it is that the city is refusing to cover the deductible? That's just plain reckless! ๐Ÿ’ธ I mean, I get that accidents happen, but this is like... premeditated destruction? ๐Ÿ˜’

It's all so frustrating when you think there should be more accountability for these types of incidents. Like, what's the protocol here? Are we really expected to just shrug it off and move on? ๐Ÿคทโ€โ™€๏ธ No way, man! We need to keep pushing for change until our voices are heard ๐Ÿ’ช
 
๐Ÿšจ๐Ÿ˜ฌ I'm so worried about people like Gregg Kodelman who get caught in the middle of police actions without being able to protect themselves or their property. It's crazy that even when officers are justified in firing, they can still leave innocent bystanders with massive bills for repairs ๐Ÿคฏ. The city's refusal to cover even the deductible is just outrageous ๐Ÿ’ธ. I think we need to demand better accountability from our law enforcement agencies and make sure there are consequences for their actions ๐Ÿ˜ก. It's not just about Kodelman, it's about creating a safer community where no one has to worry about getting shot by stray bullets ๐Ÿšซ. We need to keep pushing for change until everyone is protected equally ๐Ÿ’ช.
 
Wow ๐Ÿ˜ฑ police shooting can be super crazy & it sounds like the guy got caught in the middle ๐Ÿšจ! I mean, 12 shots into his car? That's insane ๐Ÿ’ฅ! And now he's stuck with a huge bill and no city support ๐Ÿค‘... that's just not right. It makes me wonder if law enforcement agencies should be more careful & considerate of bystanders ๐Ÿ‘ฅ
 
๐Ÿšจ๐Ÿ’ธ๐Ÿ˜ฑ Police shooting victims get stuck with the bill ๐Ÿค‘

๐Ÿ“ฆ 12 shots for $11,000 ๐Ÿ’ธ
Who's paying for those damages? ๐Ÿค”
The police don't care, but the victim does ๐Ÿ˜’

๐Ÿ—ฃ๏ธ Hold them accountable ๐Ÿ—ฃ๏ธ
At the ballot box or in court ๐Ÿ‘ฎ
 
OMG ๐Ÿ˜ฑ this is so sad... I can imagine how frustrating and upsetting it must be for Gregg Kodelman ๐Ÿค• especially being in his own home when all this happened... $11,000 is a huge amount of money ๐Ÿ’ธ and he's gotta pay the insurance deductible too? $500! ๐Ÿค‘ that's just not fair at all. It's like the city is trying to sweep everything under the rug ๐Ÿงน and leave him with nothing. I'm sending positive vibes for Gregg's lawsuit ๐Ÿคž hoping it brings some justice and accountability to this situation ๐Ÿ™
 
omg u wont believe whats goin on in florida lol ๐Ÿคฏ they got this law where cops cant b held liable if they accidentally damage ur car while shootin at someone else... its like, what kinda system is that? ๐Ÿšซ anyway, i think kodelmans all right to sue them, he deserves compensation 4 his damages. its not rite that the city refuses 2 cover even his deductible lol thats just plain wrong. i mean we gotta keep pushin 4 stricter regulations & transparency in law enforcement... cant have cops just runnin wild & hurtin ppl without consequences ๐Ÿš”๐Ÿ˜ก
 
๐Ÿšจ I'm really worried about this new law in Florida ๐Ÿคฏ... if cops can just leave their property damaged without being held accountable, what's next? They'll be able to just drive around like they own the place! ๐Ÿ’ฅ And it's not just about the cost of repairs, it's about the principle of the thing. If a cop is gonna fire at someone and hit their car, they should have to pay for the damage themselves. ๐Ÿค‘ It's crazy that the city is refusing to cover even the deductible amount. This is exactly why we need stricter regulations and more transparency in law enforcement. We can't just let cops get away with whatever they want and expect citizens to foot the bill. ๐Ÿ˜ก
 
omg u guys can u bliev this? florida law is literally letting cops off scott free when they hit ur car with their bullets lol what's wrong wit these ppl? Gregg Kodelman got hit 9 times by police fire & now he's stuck w/ a $500 insurance deductible ๐Ÿค‘. meanwhile, the city of wilton manors claims zero liability but gregg says otherwise ๐Ÿคทโ€โ™‚๏ธ. how can that b right?! if u r insured thru the florida league of cities why dont they cover ur deductible? this whole thing is super sketchy & needs 2 b looked into ASAP! kodelman's suing the city officials & i'm totes down w/ him ๐Ÿ’ช we gotta hold these ppl accountable 4 their actions. lets keep pushin 4 change & make sure our voices r heard ๐Ÿ—ฃ๏ธ
 
I'm still trying to wrap my head around this ๐Ÿคฏ. Leaving car owners to deal with costly repairs after police shootings is just unacceptable. I mean, what's the point of having laws if they're not enforced fairly? It's like the city is saying, "Sorry, dude, we didn't do anything wrong." ๐Ÿ˜’

I get that officers are trained to respond in emergency situations, but does it have to leave innocent bystanders holding the bag? The lack of accountability from Wilton Manors is just appalling ๐Ÿšซ. It's like they're trying to sweep this under the rug.

This guy Kodelman is taking a stand by planning to sue the city officials โ€“ kudos to him for that! ๐Ÿ’ช It's about time someone held them accountable for their actions. We need stricter regulations and more transparency within law enforcement agencies, period ๐Ÿ”’.
 
I think the whole thing is kinda unfair on Gregg Kodelman ๐Ÿค”. I mean, he wasn't even doing anything wrong, just chillin' in his own home, and suddenly he's getting 12 shots fired at him? That's wild ๐Ÿ˜ฑ. And now he's stuck with a repair bill that's gonna take forever to pay off... it's just not right ๐Ÿ™…โ€โ™‚๏ธ.

And I don't blame Gregg for suing the city ๐Ÿ“. I mean, they're basically saying "we didn't do anything wrong, so you can deal with it" ๐Ÿ’ธ. That's not how accountability works, right? ๐Ÿคทโ€โ™‚๏ธ. If there's been a mistake, someone should own up to it and fix it ๐Ÿ”ง.

It's all about finding that balance between safety and liability, but I think the city of Wilton Manors is being pretty sketchy about it ๐Ÿ•ต๏ธโ€โ™‚๏ธ. Maybe they're trying to avoid paying out because it would be a big hit to their insurance premiums ๐Ÿ’ธ? I don't know, but it's definitely not sitting well with Gregg or me ๐Ÿ˜’.

Anyway, this whole thing should be making people think about how law enforcement is treated in the US ๐Ÿค”. We need more transparency and less "no liability for police actions" type of stuff ๐Ÿ”’. It's time to hold our cops accountable too ๐Ÿ’ฏ!
 
๐Ÿคทโ€โ™‚๏ธ come on, $11k is not a lot of cash, what's he gonna do? file bankruptcy? ๐Ÿ˜‚ or maybe the city should just throw in some free insurance coverage like a nice little gift ๐ŸŽ to make up for it... but noooo, they gotta go all bureaucratic and refuse liability. poor guy's stuck with the bill and now he's gonna sue them? good luck with that! ๐Ÿ’ธ
 
Ugh ๐Ÿ™„ I cant believe this is still happening in 2025... cops gettin all up in people's biz without thinkin bout da consequences. I mean, $11k repair bill on a Caddy? That's like losin yer first car, fam ๐Ÿ’ธ Gregg Kodelman deserves some serious compensation from the city, imo ๐Ÿคทโ€โ™‚๏ธ Wilton Manors is just dodgin responsibility as usual... it's not like they didn't have control over their officers. And what's up with da insurance deductible? It's like they expect the owner to absorb all da financial loss ๐Ÿค‘ Anyway, Kodelman's right on ya about this - more transparency & accountability needed in law enforcement, stat! ๐Ÿ”
 
I donโ€™t usually comment but I think this whole thing is wild ๐Ÿคฏ. So you got this guy Gregg Kodelman and he's just chillin' at home when suddenly bullets are flying everywhere from the police, hitting his car like 9 times ๐Ÿš—๐Ÿ’ฅ. And now heโ€™s stuck with a $11k repair bill and they wonโ€™t even cover the deductible? That just doesnโ€™t seem right ๐Ÿ˜’.

I mean I get it, cops have to make split second decisions, but that doesn't mean they shouldn't be held accountable when things go wrong ๐Ÿ’ฏ. It's like, if you're driving down the road and someone hits your car, you expect them to take care of the damages or at least offer some kind of compensation ๐Ÿค‘.

This whole thing just highlights how messed up our system is ๐Ÿค•. I donโ€™t think itโ€™s too much to ask for transparency and accountability from law enforcement agencies ๐Ÿ‘ฎโ€โ™‚๏ธ. It's time for some real change, you know? ๐Ÿ’ช
 
omg this is so unfair ๐Ÿ˜ฑ i cant believe police arent held accountable for their actions ๐Ÿคฌ its like they think theyre above the law ๐Ÿ’” gregg kodelmans situation is not right at all he didnt do anything wrong just because he was in his own home and got caught in the crossfire ๐Ÿ ๐Ÿ’ฅ something needs to be done ASAP about this we need stricter regulations and transparency in law enforcement ๐Ÿšจ๐Ÿ’ช lets raise our voices for justice ๐Ÿ’•
 
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