I'm thinking... 
the more I read about this, the more it makes me wonder if we're just throwing stones at banks when they've already got some water in their glasses. Like, what's the point of forcing them to expand affordable lending if there aren't enough incentives for them to do so voluntarily? It feels like we're expecting people to change who are already under pressure to keep afloat.
And what about the fact that Labour's own strategy on financial exclusion is getting some lukewarm reception from its own MPs? I mean, it sounds like there's still a lot of skepticism out there about whether these efforts will actually lead to real change. It makes me think we need to take a step back and ask ourselves if our definition of 'progress' is just tweaking the same old system rather than trying to fundamentally shift how we approach financial inclusion.
I know it sounds bleak, but sometimes I feel like we're just playing at being adults when it comes to managing complex systems like banking.
the more I read about this, the more it makes me wonder if we're just throwing stones at banks when they've already got some water in their glasses. Like, what's the point of forcing them to expand affordable lending if there aren't enough incentives for them to do so voluntarily? It feels like we're expecting people to change who are already under pressure to keep afloat.And what about the fact that Labour's own strategy on financial exclusion is getting some lukewarm reception from its own MPs? I mean, it sounds like there's still a lot of skepticism out there about whether these efforts will actually lead to real change. It makes me think we need to take a step back and ask ourselves if our definition of 'progress' is just tweaking the same old system rather than trying to fundamentally shift how we approach financial inclusion.
I know it sounds bleak, but sometimes I feel like we're just playing at being adults when it comes to managing complex systems like banking.
this is so needed rn, fam! 
small businesses & low-income ppl are getting strung out by high interest rates 
gotta make banking accessible again 
UK gov needs to step up their game & get on board with affordable lending 
can't let financial exclusion continue to hold ppl back 
credit unions & community development fiances could be the answer 
and btw, CRA in US is a solid template for this 
. It feels like they're just paying lip service to financial inclusion without actually doing anything concrete.
. It's all about creating a more level playing field and giving people access to decent banking services that won't rip them off. So yeah, I'm definitely in favour of this proposal - it's time for the government to get serious about tackling financial exclusion once and for all 
I remember when banking was actually about lending to people not just big corps... it feels like they're trying to make things better but still not doing enough... 
The US Community Reinvestment Act, that's something they should've copied over here years ago. Now we have millions struggling with loans and credit scores are killing them... it's like they want to keep us in a cycle of debt forever 
. Like, the cost of living is killing people and we need banks to help out more 
. I'm all for them having some checks in place but this CRA thing in the US seems pretty solid 
. Can't let ppl suffer just 'cause big lenders don't wanna take a chance on small businesses or low-income fams 
. We need change, UK gov should listen to Labour backbenchers and make it happen 
.