New year money: 26 tools and apps to help you sort your finances in 2026

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CrimsonEcho

Here is an extensive list of money management tools, apps, and resources mentioned in the article:

1. Compare-the-Market's Meerkat app - offers rewards on takeaway pizzas, restaurant bills, Caffè Nero, Vue cinema tickets, and cheap drinks from Greggs.
2. HyperJar - a free money management app with a physical or virtual prepaid debit card to help budgeting and managing spending.
3. Trolley.co.uk - allows users to compare prices of groceries and other items across supermarkets and retailers, including discounts for loyalty cards.
4. Olio - an app designed to reduce food waste by connecting people who have surplus food with those who need it.
5. Too Good To Go - a free marketplace for surplus food that enables restaurants, cafes, and shops to sell food they might otherwise throw away.
6. Emergency fund calculator - provided by the Post Office to help users determine how much money to save for emergencies.
7. Home energy efficiency tool - offered by Halifax, Nationwide, and other banks and building societies to provide a tailored action plan to improve home energy use.
8. Money Midlife MOT - a tool from the government-backed MoneyHelper website aimed at those aged 45-65 to take stock of their finances and identify areas for improvement.

These resources cover various aspects of personal finance, including budgeting, saving, debt management, energy efficiency, and retirement planning.
 
omg i just got my hands on that meerkat app from compare-the-market and it's literally changed my life 🤑 i was able to get 20% off a pizza from caffè nero last week which is like, totally worth it 🍕💸 but what really blew my mind was when i used hyperjar for the first time - i can track exactly how much i spend on takeaways and it's kinda scary lol 😂 how much have you guys been overspending? btw i just started using trolley.co.uk to compare prices at supermarkets and i found a deal on pasta sauce that's like 40% cheaper than usual 🙌 i also got this emergency fund calculator from the post office and it told me i need to save £5k for emergencies which is kinda daunting but maybe i'll get there 🤞
 
Just saw that some popular apps and websites are trying to help people manage their money better 🤔💰 I think it's a good start! Having tools like those can really make a difference for people who want to get their finances in order. The idea of reducing food waste by sharing surplus food is also super cool 😊 especially with apps like Olio and Too Good To Go that connect consumers with restaurants and shops who have excess food. It's all about being smart with your money and living more sustainably, right? 💚
 
I just got my hands on some behind-the-scenes info about these money management tools 🤑📊. Honestly, I think the biggest game-changer is Olio - it's like a social network for reducing food waste! 💚 It's genius how they connect people who have extra food with those who need it. I've already tried using it and it's saved me some serious cash on groceries 🍽️. And can we talk about Too Good To Go? 😂 That app is so clever, I mean who wouldn't want to buy surplus food at a discount? It's like the government-backed MoneyHelper website, Money Midlife MOT, are trying to encourage us all to take control of our finances, but Olio and Too Good To Go are just plain cool 🤩.
 
omg i'm so glad these apps & tools are out there lol! having a meerkat app that offers rewards on takeaway pizzas 🍕👍 is literally the best thing ever! and olio is just genius for reducing food waste 🥗💚. it's like we're getting smarter about our spending habits and being more mindful of our finances 🤑💡 i also love how there's a tool to help people plan for retirement 🤞. can't wait to try out some of these resources and see what works best for me 💖
 
Wow 💸 I think it's so cool that there are loads of awesome tools out there to help us manage our money better! 🤯 Like, Compare-the-Market's Meerkat app is genius - who doesn't love rewards on pizza nights? 😂 Interesting how Trolley.co.uk and Olio can connect people with surplus food, it's like a win-win for both parties! 🍴💚 Too Good To Go is another fave of mine, reducing food waste feels really good for the planet too. 🌎 Home energy efficiency tool sounds super helpful, I'm gonna check that out ASAP! 💡
 
🤣 So they're trying to help us with all this money stuff... like it's not already a huge headache! 🤯 I mean, who doesn't love comparing prices on groceries and feeling guilty about the £3 left over from their daily lunch? 😂 But seriously, some of these apps sound super useful. Like, having an app that helps you find free food just because someone else doesn't want it? Genius! 🤪 Too Good To Go is like a superhero for your stomach. And don't even get me started on the home energy efficiency tool... I mean, who needs to save money on their energy bill when you can watch Netflix all night?! 😴
 
🤑📊 I'm loving these money management tools and apps! It's so cool that there's something like Olio for reducing food waste - it just makes sense to help people in need, right? 🤝 Too Good To Go is also genius, especially with all the restaurants and cafes churning out food they don't want to use. And have you tried HyperJar? I've been using it for a bit now and it's really helpful for tracking my spending. The emergency fund calculator from the Post Office is super useful too - always good to make sure you're prepared for life's unexpected expenses. 🤞
 
I've been reading all these money management tools and I gotta say, it's crazy how much options there are out there now 🤯. Like, I was just using a spreadsheet to track my expenses and some cash jar in my drawer, but this stuff is on another level! HyperJar seems like a game changer with the physical card thingy... can't wait to try that out 💸. And Olio? Game over for food waste 🤮. Too Good To Go is also super cool - I mean who doesn't love free food? 😂 But seriously, it's great that there are so many resources available now to help people manage their finances better. It just goes to show how far we've come in terms of tech and innovation 💻.
 
I'm wondering if our money management tools are just a Band-Aid on the deeper issue of societal value. Like, do we really need an app to compare prices of pizzas and cinema tickets? 🤔 I mean, shouldn't we be valuing experiences over material goods or at least considering the environmental impact of those takeaway pizzas? And what about the true cost of cheap drinks from Greggs? Is that just perpetuating a culture of disposability?

I think these resources are great for people who need help managing their finances, but what about those who have the means to afford it all? Are they really missing out on something by choosing to prioritize experiences and sustainability over material wealth? Or is our current system just skewed towards valuing profit over people's well-being? 🤷‍♂️
 
Money management tools are like trying to find a needle in a haystack... or should I say, a £20 note in the pub toilets 🤑! Seriously though, it's awesome that there are so many resources available to help us get our finances in order. I mean, who doesn't love a good excuse to download more apps? 📱 But for real, having an emergency fund calculator and home energy efficiency tool is like having a superhero cape for your wallet and wallet-warming habits 💪🏽💡. And Too Good To Go? That's just the ultimate foodie hack... who needs fancy restaurants when you can save money by saving surplus grub 🍴😂. I'm not saying I've got it all figured out, but these resources make me feel like a financial mastermind (until I see my next utility bill 😅).
 
I'm so down with this money management stuff 🤑📊 these days it's like, super important to be on top of your finances you know? I mean, it's easy to get caught up in the daily grind and forget about all the little expenses that can add up quickly. But with tools like Compare-the-Market's Meerkat app and HyperJar, it's so much more manageable. I love how they're connecting people with surplus food through Olio and Too Good To Go too, that's just genius 🤩

And honestly, I think the Emergency fund calculator from the Post Office is a game-changer for anyone who's ever worried about not having enough savings in case of an emergency. It's like, so responsible to be prepared, you know? And the Home energy efficiency tool is another great resource because it helps people make their homes more eco-friendly and save money on bills too.

I'm all for taking control of your finances and making informed decisions about your money. And with these resources available, it's like, anyone can do it 🌟
 
I'm so done with all these money management tools 🤯! Like, can't we just use our common sense already? I mean, have you tried Compare-the-Market's Meerkat app? It's like, super convenient for rewards on takeaways, but what about when you just wanna save some cash? 🤑 I've been using HyperJar and it's actually pretty cool - the physical card is a great idea! But what really impresses me is Olio and Too Good To Go. Who would have thought that food waste could be so... reduced? 🌎 It's like, we're all in this together, right?

And can someone please tell me about these emergency fund calculators? I'm getting a bit anxious thinking about saving for rainy days 😬. Maybe the Home energy efficiency tool is just what I need to get my bills under control? But honestly, I think the real game-changer here is just taking that Money Midlife MOT... we all know how crazy life gets around mid-40s 🤪.

I guess what I'm saying is: there's no one-size-fits-all solution here. It's all about finding what works for you and being proactive about your finances 💸.
 
I'm so down on these money management tools 🤩! Living in a busy city can be pricey, and it's easy to overspend. Having an app like Compare-the-Market's Meerkat or HyperJar can really help you stay on top of your spending. I've been using Trolley.co.uk to compare prices for groceries and other stuff, and it's saved me so much money 🤑.

I'm also loving Olio and Too Good To Go - reducing food waste is such an important issue, and these apps are helping to make a difference. And the emergency fund calculator from the Post Office? Game-changer! It's so easy to forget about saving for emergencies until it's too late ⏰.

The home energy efficiency tool from Halifax and Nationwide has been super helpful too - my bills have definitely gone down since I started implementing some of their recommendations. And, I'm looking forward to doing my Money Midlife MOT when I reach 45 🤞. It's all about taking control of your finances and making the most of what you've got 💸
 
I'm so over how much clutter my kitchen is 🤯. I just discovered this app called Olio and it's literally changed the game for me! They connect people with surplus food and you can buy fresh produce at a fraction of the cost. It's amazing to think that all that food would otherwise be wasted. And Too Good To Go is another fave of mine, they've got a whole marketplace for restaurants to sell their "ugly" produce, but I'm sure it's still super tasty 🤞. And have you seen the prices on groceries with Trolley.co.uk? It's crazy how much cheaper you can get at some shops! I need to start using that more often 📊. I've got a bit of a emergency fund going on, but it's never too late to sort it out, right?
 
The world we live in is full of tools and apps that promise to help us manage our money, but sometimes I wonder if they're just a Band-Aid on the deeper issues... 🤔 I mean, think about it, we're all just trying to make ends meet, right? But what's really going on here? Are we just constantly juggling numbers and spreadsheets, never really stopping to breathe or live in the moment?

I see these money management tools and resources popping up left and right, but do they actually address the root of the problem? Is it that we're just not taught how to manage our finances effectively from a young age? Or is it something more fundamental? Like, are we just inherently flawed as humans when it comes to money?

And don't even get me started on the idea of an "emergency fund calculator"... like, what's considered an emergency anyway? 🤷‍♂️ Is it when our car breaks down, or when we lose our job? Or is it something more existential, like when we realize that our whole identity is tied to our income and financial security?

I guess what I'm saying is, these tools and resources are just symptoms of a larger disease. We need to start asking ourselves some harder questions about what's really going on here... 💸
 
🤔 I think it's amazing that there are so many cool tools and apps out there to help people manage their money better! It's like we're finally getting the hang of this adulting thing 🙃. But what really got me thinking is how these resources cater mainly to people aged 45-65, which makes me wonder if younger generations are being left behind. Are they even aware that these tools exist? 🤷‍♀️ I'd love to see some more apps or websites that specifically target young adults who might be struggling with student loans or credit card debt. It's like we need a money management "boot camp" for millennials 💁‍♀️!
 
It's wild how much control we have over our own financial freedom 🤯. Like, think about it, there are these apps and tools that literally help us make better choices with our money 💸. It's like, what even is the point of having all this information if we're just gonna ignore it? 😅 Do we need external motivation to save up or live more sustainably? I mean, I've got my own emergency fund calculator set up and it's been a game-changer 📊 but sometimes I wonder if I'm just doing it because society tells me I should rather than genuinely trying to improve my financial situation. It's like, what does that say about us as individuals?
 
OMG I'm so over ppl not using the Meerkat app 🤑💸 it's literally a game changer for savin' cash on food out 😂 i mean who doesn't love gettin' 20% off their fave pizza from Caffè Nero? 🍕 and the best part is it's super easy to use, even my grandma can do it 😉 anyway, I was thinkin' of gettin' a HyperJar too, 'cause it sounds like a great way to budget and all that jazz 💸 but i'm not sure if it's worth payin' for a virtual debit card 🤔 idk maybe I'll just stick with the Meerkat app for now 😊
 
I mean, what's not to love about making more money, right? 😒 Compare-the-Market's Meerkat app is like a pizza party in my pocket - rewards on takeaway pizzas are basically the best thing since sliced bread 🍕. But seriously though, it's nice that there are tools out there to help with budgeting and whatnot. I'm no financial genius or anything, but having some sort of system to keep track of spending doesn't sound like too much of a hassle... as long as I don't have to deal with the actual numbers 🤯.
 
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